Benefits of In-house Financing with CPS
Why choose a cosmetic loan from CPS Financing? Because it's simple, fast, and flexible. Fill out an application online and get a decision within a few business days.
Cruise Plastic Surgery provides in-house financing through its subsidiary company, CPS Financing. This alliance provides unmatched benefits to our patients. CPS Financing provides loans only to Dr. Cruise's current or potential patients.
In-house financing allows us to:
- Offer lower rates
- Evaluate each loan individually
- Approve more applications, even for those with poor credit
Specific advantages of CPS In-house Financing include:
- 0% Financing for 3, 6 and 12 months
- Fixed rates starting at 3.99% APR
- Low monthly payments that never change
- Terms up to 48 months
- No prepayment penalty
- No hassle application
- Customized payment plans to fit your budget
Fixed Rate Advantage
CPS Financing offers low, fixed rates—lower than most credit cards. Unlike the variable rates offered by credit cards, CPS's rates are fixed for the entire length of your payment term.
Advantages over Other Patient Financing Companies
We offer some of the lowest fixed rates with a personal credit evaluation and customized payment plan. Upon approval, a loan officer will offer you several payment options that will allow you to adjust your payment plan to fit your budget.
Quick Approval
Often credit approval is granted at the time of consultation with Cruise Plastic Surgery.