Application Process
At CPS Financing, our goal is to make your application process as simple and as clear as possible. To apply for financing with CPS Financing you will need the following:
- A completed application form.
- Two forms of identification to be provided during your consultation.
- Credit Score check performed by CPS Financing.
- A checking or savings account for automatic withdrawal.
- Further information may be requested depending on credit history.
To increase your chance of approval and to get the best rate possible, consider the following:
- Cosigner - especially useful if your credit is less than perfect.
- Down payment - the larger the down payment the better the interest rate will be.
- Documentation - showing recent pay stubs.
- Take a loan out for the shortest period possible.
- Make sure you always have the amount necessary in the bank to avoid "bounced checks."
CPS Financing provides loans only to Dr. Cruise's current or potential patients.

