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Procedures Performed
  • Abdominoplasty
  • Breast Augmentation
  • Breast Lift
  • Breast Reduction
  • Liposuction
  • Face Lift
  • Neck Lift
  • Chemical Peel
  • Dermabrasion
  • Eyelid Surgery
  • Male Breast Reduction
  • Gynecomastia

 

Dr. Cruise serves the following areas:

  • Orange County,
  • Irvine,
  • Newport Beach,
  • San Diego,
  • Los Angeles,
  • Beverly Hills,
  • Southern California.

 

Plastic Surgery Financing Application Process

 

 

Care Credit

Care CreditCompleting the application online takes only a few minutes. You will be asked for your household income (this includes everyone who lives with you), drivers license, etc. Once you fill it out, you will get an instant response whether you were approved and for what amount. Please print out that page, as it will have your account number on it.

 

You will receive a credit card in a mail within about 2 weeks, however, you can use your account even before you receive your card. The number on the sheet can be used. You may choose your plan, either at the time of making your surgery deposit or during your pre-operative appointment. Cruise Plastic Surgery offers plans from 24 to 60 months with 14.9% interest rate as well as 3 and 6 months 0% option. APPLY NOW

 

eFlex Program

eFlex Program provides loans to applicants who are able to make a minimum of 50% down-payment for surgery. This option is available only after you apply for the above programs and were not approved for sufficient amount. You will receive an email invitation to apply for financing with the eFlex Program, and will need to do the following:

 

  1. Fill out the remaining fields on the online application
  2. Provide 2 forms of ID during your consultation/pre-op
  3. Approve credit score check - performed by eMedicalLending
  4. Have a checking or savings account for automatic withdrawal
  5. Have a Credit or Debit card on file as a secondary form of payment in the event funds are not available during drawing time
  6. Further information maybe requested depending on your specific situation

 

To increase your chance of approval and to get the best rate possible consider the following:

 

  1. Cosigner - especially useful if your credit is not optimal
  2. Down payment - you will be required to make a minimum of 50% down payment. That amount may be higher based on your credit.